Your Lender is a SUPER important resource and partner as you plan to buy a home.
Your Lender is a SUPER important resource and partner as you plan to buy a home. When you are in the initial stages and selecting which Lender or Loan Option will work best for you, here are some questions you should ask:
How much home can I afford? The Lender will likely ask for prior tax return information, income, and debt information so they can help you determine a comfortable home price for you.
What fees does your Bank/Credit Union charge? There will be closing costs for the bank, some lenders have up-front fees, likely an appraisal charge, and potentially other costs.
What down payment is required for my mortgage? We work with Lenders that offer a wide range of mortgage products that include a wide range of down payments – from nothing to 20% and more. There are benefits and financial implications to each loan type, so make sure to talk in-depth about which down payment you choose and why.
What are the current mortgage rates & is it fixed or adjustable? Rates are often a hot topic in the home-buying world. A difference of a fraction of a percent can make a difference in your monthly payment, so it’s important to understand your options.
What is the process for preapproval? And what about the process once I find a home I want to make an offer on? Lenders have different availability, different credit requirements, and processes during the pre-home buying process. Make sure to understand these steps so you are fully prepared when you find the perfect house.
An up front conversation with your Lender will go a long way in making the process smooth. We are always here to answer questions as well.Freedom Team Real Estate Agents (Kyle Meyer, Lauren Nobbe, Valerie Bohn) serving Appleton, Neenah, Oshkosh, Fond du lac and surrounding areas in Wisconsin. Check us out at www.joinfreedomteam.com or by contacting Kyle or Lauren at 920-410-7230 or Valerie at 920-232-8683.
Additional info on our blog post: https://www.joinfreedomteam.com/blog
Our Website: www.joinfreedomteam.com
Follow us on Facebook and Instagram:
https://www.facebook.com/joinfreedomteam
https://www.facebook.com/valerieannbohn/
https://www.facebook.com/kyle.meyer.965
https://www.facebook.com/lauren.nobbe.3
https://www.instagram.com/joinfreedom
https://www.instagram.com/valeriebohnoshkosh
#joinfreedomteam #realbrokerllc #makeadifference #workhardbekind #northeastwisconsinrealestate #wisconsinrealestate #wisconsinrealtor #appletonrealestate #oshkoshrealestate
Categories
- All Blogs 702
- 2022 13
- appleton 4
- appleton realtor 8
- buying a home 7
- checklist 2
- comparative market analysis 3
- competitive offer 4
- dry basement 1
- easy home tips 1
- fox cities wi 7
- fox river valley 6
- getting house ready to sell 1
- home buying tips 5
- home hacks 1
- home prices drop 2
- home selling tips 2
- housing market crash 8
- housing market data 5
- how to keep water away from home foundation 1
- keeping your basement dry 1
- neenah wisconsin 7
- new homebuyer tips 1
- northeast wisconsin 7
- northeast wisconsin real estate 12
- oshkosh 12
- oshkosh realtor 12
- prepare your home for sale 2
- real broker llc 8
- Sellers 4
- selling checklist 1
- spring home tips 1
- things to do in Oshkosh Wisconsin 3
- things to do in oshkosh wisconsin in winter 1
- things to do in winter 1
- tips for selling your home 1
- us housing market 10
- Wisconsin Housing Market 13
- wisconsin real estate 13
- wisconsin realtor 14
Recent Posts